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Archive for April 2nd, 2008

Got Bad Credit?

Wednesday, April 2nd, 2008

Millions do in America. It’s a big problem, because bad credit can produce a detrimental effect on your life, especially if you want any kind of control over the quality of your future (as well as that of your family). It’s a good thing there are lenders out there giving second chances to people who’ve got bad credit.

When you’ve got bad credit credit cards can often seem the culprits. When you’ve got bad credit loans can seem intimidating. But even if you’ve got bad credit, you’ve still got options. can help you sift through the Second Chance Lenders. It is a website that provides comparisons for every option you need to consider when you’ve got bad credit. It can help you make the right choices when dealing with loans (auto, home, and personal), credit cards, and a bunch of other stuff.

Once you decide which option is best for you, you can apply online at One good thing about dealing with a Second Chance Lender is that once you’re approved, you can immediately begin rebuilding your credit and reshaping your future.

Great Depression, Part II

Wednesday, April 2nd, 2008

I've heard that some people are speculating whether the current economic slump could spiral into a full-on World Depression II.

How did I get that name?

WWI was originally called The Great War. Thought of as a war to end all wars. Then came WWII, and TGW was renamed WWI.

So The Great Depression stays TGD as long as it is a one-time only thing. But as soon as someone declares, "It's happening again!", then TGD becomes World Depression One, and we get stuck fighting Super-Nazis In Cyberspace during World Depression Two.

How could our current situation deteriorate into a World-Wide Depression? I don't know the specifics. But I do think the world is interconnected enough that one major player like us having a rough time would make things worse for everyone else. Like when your roommate gets sick.

I've also heard, by the way, that this is all part of some master plan to mess with the world's economy to the extent that a single currency, world-wide, is thought of as good.

Why not?

When You Hit It Big

Wednesday, April 2nd, 2008

Last post I mentioned somehow getting rich, becoming a millionaire overnight. I once saw a special on lottery winners. Actually, I've probably seen 2 or 3. But one lingers in recent memory because the purchases the guy made just seemed ludicrous.

I can definitely understand the logic. "I have this money now, and I want that thing, so I'm going to get it." But some of his newfound assets didn't seem to serve any greater functional purpose than a far more inexpensive alternative. Like, he got a car and it had some special wood engravings and it was rare, vintage or whatever. Hundreds of thousands of dollars, it cost. What's the point?

One thing I almost understood was his home theater system. Almost. I mean, I love movies. But you don't need an electric curtain in front of a viewing screen in order to enjoy them! He did have some pretty ample seating in that room. I was like mega-sized armchairs. Awesome.

Recently I visited, and my mouth dropped because on the home page they have some huge Home Theater Seating products that reminded me of the lottery guy. It looks like if you have tastes similar to his, but a budget a bit more regular, then might have what you're looking for.


Wednesday, April 2nd, 2008

Nigeria yet again…

[Begin Email]

Date: Wed, 2 Apr 2008 02:27:11 +0100

Tinubu square, Lagos- Nigeria.
Our ref: Cbn/Ohg/Oxd1/2008
Your ref: ………………………….
Telex: Cenbank.
Payment file: Cbn/Ben/08.


Attn: Beneficiary,

Hello. We have decided to bring to your attention, the fact that we
have done everything necessary to make sure payments from the debt
remittance account are made to the Bonafide Beneficiaries. I am informing you
of an attempt by some men to collectyour payment on your behalf. I had
to ask them why they came to see me in person and they said that they
came to collect your inheritance/contract funds payment sum of $20M
which rightfully belongs to you as shown in your file with us, on your
behalf and by your authorization.

However, I am writing you this email to find out from you if you
actually sent them. Note that they actually tendered some vital documents
which proved that you actually sent them to collect these funds. Below is
the list of documents which they presented.

1) Letter of administration
2) Order to release
3) High court injunction

Due to the nature of my job, I cannot afford to make any mistake
inreleasing the funds to anyone except you who is the recognized and true
beneficiary to these funds.I want to hear from you before I order the
release of the funds to these men who claim to be your representatives
because they will be back to my office next week. I decided to carry out
this decision based on my work experience and this is a risk I cannot
take because I have not heard anything from you.

Kindly direct your response to the private email address of my
boss,Prof. Charles Soludo, the executive governor of the central bank of
Nigeria Cbn, below for quicker deliberation and response from him on the
release of your funds to you. Please remember to indicate your personal
phonenumber he can reach you on in your response.


Note that for security reasons you have been assigned a code/password
which is {TT7270CBN}, please note that this code is the reference number
for your transfer and it’s being disclosed to you alone, guard this
jealously and all your email response should carry this code as the

Yours faithfully,

Dr. Adamu Isa

To the Governor.
Central bank of Nigeria
Tinubu square, Lagos- Nigeria.


[End Email]

This message is a bit similar to ATM FROM CBN, and both invoke the name Soludo. That CBN one only offered $10 million, though. I guess they upped the ante to compensate for our Cadbury-killing weak dollar.

Can you imagine if any of these messages were real? If you suddenly became $10 or $20 million richer? You could kick back! A whole new set of shiny worries…

I'll bet that whoever falls for these scams does indeed imagine the possibilities. Too bad experiencing that pleasant dream is just another step in the scheme.

Let's Get Moving

Wednesday, April 2nd, 2008

Are you in the mood to move? Have you picked a moving company yet? You can find interstate moving companies at

Relocation – kind of reminds me of the Witness Protection Program. “Sir, you and your family have been assigned to relocation.” But isn’t some secret government program. It’s an online resource designed to help people with their big move. Relocation professionals provide detailed guides to help you make all the right choices in the areas of Apartment Hunting, Careers, Home Improvement, Mortgage, Moving, and Real Estate.

It’s amazing how much information is available on the net. Good thing resources like exist to help keep us prepared to move.

YTMND Lives!

Wednesday, April 2nd, 2008

Ok, I guess my going along with the prank and entertaining the notion that the situation was serious could be construed as idiotic. I'm a goober. I fell for it, ah ha ha ha ha!!!

But now I'm pretty sure that I know the truth.

The site had looked like this.

But it turns out the owner has made it a tradition of pranking users every April 1st. In 2006, he made the site look like Google had bought it and merged it with Blogger, creating a new blogging platform called "yspace." In 2005, he pretended YTMND's main rival site,, had bought YTMND and taken over, creating YTMNDworld.

So even after yearly pranks and fooling all his regulars, he still fooled at least one new person in 2008. Me!