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Archive for March 18th, 2008

Mortgage Industry Is Being Revamped In The U.S.

Tuesday, March 18th, 2008

Obviously with so much bad stuff happening (home foreclosures, people struggling with debt, the downturn of the economy), there are going to be some big changes made, especially in the mortgage industry. After all, when something breaks, you fix it, right? I’m hoping that we’ll see a major rehabilitation of mortgages in general, to such an extent that the problems we’re facing today don’t get a chance to happen ever again.

It makes me think back to the Stock Market Crash. Before it happened, no one would believe (or had any reason to even imagine) that it was possible. Afterwards, we set up a system that should prevent any major market upsets in the future. I’m figuring that banks and other institutions will probably do the same, to prevent another widespread foreclosure crisis.

I think part of the problem was that companies were taking advantage of people, and that ended up causing a massive chain reaction. I’ll bet with all the rate cuts and the continuous revamping, First Time Buyer Mortgages are probably going to look better and better. Not like before, when they’d hook you with a low interest rate, and then jack it up a ways down the line. Hopefully they’ll make things honest and fair, and keep them that way. But you never know, greed could always reassert itself, even after an industry-wide cleanup.

From the desk of Mr. Kola Johnson (Email Spam)

Tuesday, March 18th, 2008

Nigeria, why are you so weird all the time?

[Begin Email]

From: "Mr. Kola Johnson"
Subject: From the desk of Mr. Kola Johnson
Date: Tue, 18 Mar 2008 14:54:48 -0700

Zenith Bank plc
From the desk of Mr. Kola Johnson
Director, International Remittance Dept.
Eagle Square, Abuja – Nigeria.

Attn: Sir,

Upon the heel of the International Community Protest to the
International Monetary Fund office IMF in respect of non payment of your over due
fund with the Federal Government of Nigeria.

We the zenith bank plc has been appointed by the President Federal
Republic of Nigeria, Alhaji Umaru Musa Yar'adua upon the directives of the
IMF to direct you on how to receive your fund with our bank.

However, be informed that your payment including the interest has been
deposited in an escrow account of the Federal Government, which will be
release to you through diplomatic cash delivery to your door-step, As
soon as we receive your reply, Zenith bank will process your payment
through diplomatic cash delivery and send to your address.

Meanwhile, you are advise to forward to us the below information if
this option is acceptable by you.

(1) Your full Name: ………………..
(2) Your direct telephone numbers for easy contact…
(3) your international passport or any valid ID: ……………
(4) Your home address or your company address where you want the fund
to be delivered to you, that is all.

As soon as we receive an email from you with the above requirements, we
shall not hesitate to proceed on the release of your funds by this

I therefore, implore you to expedite action in your respond today.

Yours Truly,

MR. Kola Johnson
Director, International Remittance Dept.

[End Email]

Hey, they mentioned …the IMF!! The Impossible Mission Force! I once found a coin that had an IMF insignia. Must have been a toy or kids' thing. Or maybe the IMF is hunting me down…

Well, I better get around to honoring their request, and "expedite action in [my] respond." After all, sending a late "respond" is never good!

Let's see…

(1) Your full Name: Stratovarius Megatrend
(2) Your direct telephone numbers for easy contact… My numbers? 8, 5, and… 0
(3) your international passport or any valid ID: …………… Death Certificate
(4) Your home address or your company address where you want the fund
to be delivered to you, that is all. 123 Fake Street, Springfield, USA

That last one sounded like someone talking to themselves, imagining a negative response, and then justifying what they originally said. "Your home address or your company address." "What???" "Where you want the fund to be delivered to you, that's all!!"

Oh, ok. Why didn't you say so in the first place?

Do You Guys Like Cher?

Tuesday, March 18th, 2008

Seeing Cher in movies just made her seem so much more famous. It’s amazing what some people can do. I remember when she said she was retiring, leaving the spotlight, and held an extended farewell tour. Now she’s back!! (Or did she ever leave?) I think she enjoys performing too much to give it up. After all, it’s not like she needs the money, right?

You might be aware that Celine Dion is being replaced at Caesars Palace in Las Vegas. Guess who’s taking over? Cher! Her new show is scheduled to begin early May, 2008. That’s soon enough to plan for, and early enough to get your Cher Tickets at Caesars Palace. That is, if you’re a fan. And even if you’re not. I mean you never know, she could surprise us all and just abruptly leave show business forever!

I never actually saw the entire “Mask” film, but I do remember one scene that stuck out for me. Cher was playing the mother. She got angry at her son and ended up tearing one of his prized collectible baseball cards. It was kind of a sad moment. But later she apologized, and it turns out the kid had 2 other copies of the same card! That scene was kind of a downer, but Cher’s live performances are usually bright, positive, and thrilling. Especially thrilling for the truly fanatical. And the odds are good some of you are Cher-aholics, given that Cher has won so many awards for doing such a sensational job, year in, year out!